Replacement cost is the amount it costs to rebuild a home or structure.  This amount can also include demolition.  This value can be significantly different than an appraisal.  Reason being, the cost of materials to rebuild can outweigh a home or structure’s market value.  When insuring a home or structure the insurance company needs to know the replacement cost.  There are tools that our agents use to help approximate this value.

Who is JT Insurance Agency?

We are an independent insurance agency in Fall River, Massachusetts. Our goal is to help you get the right insurance coverage at the right price.

Representing The Finest Carriers

We represent many of the largest companies in Massachusetts to offer a variety of policies and price points.

Customer Success Stories

Why Our Customers Love Us

Client Reviews

“Professional and experienced staff made insurance shopping so much easier. John answered all of my questions and was able to get me a great price on my home and auto insurance. Would highly recommend.”
~ Kelly

“Awesome customer service! Knowledgeable and friendly staff for all your insurance/homeowner needs👏”
~ Sherri

“John is a great guy!! Always answers when i call or text with a question!! i recommend everyone to JT!”
~ Brian

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