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This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

Who is JT Insurance Agency?

We are an independent insurance agency in Fall River, Massachusetts. Our goal is to help you get the right insurance coverage at the right price.

Representing The Finest Carriers

We represent many of the largest companies in Massachusetts to offer a variety of policies and price points.

Foremost
Hagerty
Johnson and Johnson
Openly
Plymouth Rock
Progressive
Safeco Insurance
Stillwater
Swyfft
Travelers
Universal Property

Customer Success Stories

Why Our Customers Love Us

Client Reviews

“Professional and experienced staff made insurance shopping so much easier. John answered all of my questions and was able to get me a great price on my home and auto insurance. Would highly recommend.”
~ Kelly

“Awesome customer service! Knowledgeable and friendly staff for all your insurance/homeowner needs👏”
~ Sherri

“John is a great guy!! Always answers when i call or text with a question!! i recommend everyone to JT!”
~ Brian

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