John Carvalho




Get in Touch


John Carvalho

Meet Joao, a seasoned professional in the insurance industry with over a decade of experience! Since 2010, Joao has been dedicated to serving the community and protecting what matters most to his clients.

Licensed in Property and Casualty in MA, RI, and ME, Joao’s expertise knows no bounds. As the Owner/President of JT Insurance Agency, he takes pride in ensuring that every customer receives the best coverage tailored to their specific needs.

At the heart of his work is a commitment to upholding the mission and vision statements of JT Insurance Agency. Joao believes in building strong relationships with his clients, understanding that trust is the foundation of excellent service.

Joao’s pursuit of excellence doesn’t end there. He has earned several prestigious national designations, including Certified Professional Insurance Agent (CPIA), Certified Insurance Service Representative (CISR ELITE), and Accredited Insurance Lines Professional (AILP). This dedication to continuous learning allows him to stay ahead of the curve in an ever-changing insurance landscape.

When Joao isn’t hard at work, he treasures precious moments with his beloved family. He resides in Fall River, MA, alongside his wife Kelly and their two wonderful daughters, Vanessa and Miranda. Family time is essential to Joao, and he cherishes creating lasting memories with them. As an avid traveler, he also finds joy in exploring new destinations during well-deserved vacations.

Who is JT Insurance Agency?

We are an independent insurance agency in Fall River, Massachusetts. Our goal is to help you get the right insurance coverage at the right price.

Representing The Finest Carriers

We represent many of the largest companies in Massachusetts to offer a variety of policies and price points.

Customer Success Stories

Why Our Customers Love Us

Client Reviews

“Professional and experienced staff made insurance shopping so much easier. John answered all of my questions and was able to get me a great price on my home and auto insurance. Would highly recommend.”
~ Kelly

“Awesome customer service! Knowledgeable and friendly staff for all your insurance/homeowner needsūüĎŹ”
~ Sherri

“John is a great guy!! Always answers when i call or text with a question!! i recommend everyone to JT!”
~ Brian

Ready to get started with JT Insurance Agency?